If you're planning to sell intangible products or services of some sort on the internet and have been wondering if there's any alternative to a merchant account, ClickBank is one such solution. A payment solution provider for more than a decade, ClickBank has processed billions of dollars in transactions over the years. You can get started for just $49.95 and in just a day. ClickBank isn't a 'bank'. It doesn't give you a merchant account either. ClickBank accepts credit cards on your behalf and then every two weeks sends you the payment by check (cheque) to your doorstep.